What credit score do you need for a mortgage? The UK test
The FCA's mortgage rule sets an affordability test, not a score. We read it beside Experian's, TransUnion's and Equifax's scales, which do not agree.
Eligibility
Can I top up my personal loan in the UK? Five lenders' terms
Tesco Bank, HSBC, Barclays, Nationwide and Post Office top-up terms side by side: combined or second loan, history needed, limits, credit checks.
Subject to status loan meaning: the lender checks you first
Subject to status means no approval yet: a UK lender checks your age, income, credit file and affordability before deciding to lend and at what rate.
Soft-search eligibility checks are useful — and widely misunderstood
An eligibility check will not damage your credit file. It also does not commit a lender to anything, and the percentage it shows you is not a promise.